EASTERN TITLE & SETTLEMENT

Our Services

Benefits of Our Efficient Title Insurance and Settlement Services

Commercial & Residential Purchases, Agreements & Deeds

Eastern Title & Settlement is dedicated to offering comprehensive closing services to the residential & commercial real estate markets for all of our clients. Buying, selling, and developing property is one of the most exciting times for any homeowner or business. However, it also involves a complex process that requires the expertise and knowledge of an established settlement firm.

For Sale By Owner (FSBO)

Avoid the troubles of real estate agents and sell your home FSBO with Eastern Title & Settlement. We can help you find buyers or sellers for your real estate transactions without the inherent costs of hiring a real estate agent. Eastern Title & Settlement is dedicated to offering comprehensive sales, closing and land title transaction services to the residential and commercial real estate markets for all of our clients.

Refinancing

Eastern Title & Settlement Company has experience with all aspects of refinancing and is ready to help you. Have you been looking to reduce your monthly mortgage payments, lower your interest rate, finance your next home improvement project, or pay off your loan more effectively? The road to smarter financial choices begins with us.

Eastern Title & Settlement can get you the best rates and has experience with all aspects of refinancing.

Real Estate Investor Services — connect with our Investor Team

Eastern Title & Settlement has an Investor Team that focuses on transactions involving real estate investors. Our Team is truly “investor friendly” having seen it all during our decades of experience in the REI industry during which we’ve closed thousands of transactions.

Learn More About Our Investor Team

Builder & Construction

Make your next construction project solid and safe with Eastern Title & Settlement. We can help you reach the desired outcomes for your next construction project. Our experienced staff has the skill to ensure your construction agreements have your best interest in mind, and your transactions settle smoothly.

Lot & Land

If you have been searching for a land parcel or lot, or have a land lot that you are ready to buy, Eastern Title & Settlement can help. We have experience in dealing with all types of lot & land transactions and are ready to make your next land purchase or sale a success.

REO, Short Sale & Auctions

If you are interested in buying or selling underwater or foreclosed homes, offices, buildings, and other properties, our trained staff can help. We have a history of success in REO, short sale and auction real estate transactions and are ready to assist you immediately.

Title Searches

A title search is undertaken when real estate is being transferred from one party to another. The search process includes researching public records to determine the legal condition of the property. These records include land, court, liens, judgments, bankruptcies, utilities and more. The search and examination confirms the chain of title as well as items and tasks required to insure the seller can convey the property to a buyer.

Frequently Asked Questions

What is a Title Company?

A title company is a business that specializes in examining and insuring titles to real estate. Their primary role is to ensure that the property being bought or sold has a clear title, meaning there are no disputes over the property’s ownership. This ensures that the buyer is obtaining a property without any legal claims against it.

What is title insurance?

Title insurance safeguards buyers from potential ownership disputes or claims against a property. It ensures your legal claim to the property, protecting your investment from unforeseen title defects or liens.

What is a Settlement?

A settlement is the final step in a real estate transaction where property ownership is transferred, documents are signed, and funds are disbursed, ensuring all parties fulfill their obligations.

What is the Difference Between a Title Company and a Closing Attorney?

A title company ensures clear property ownership and provides title insurance. A closing attorney handles legal aspects, prepares documents, and ensures the transaction adheres to local regulations.

Is Title Insurance Required?

While title insurance is not legally required, most lenders mandate a lender’s title insurance policy to protect their investment. However, owner’s title insurance, which protects the buyer, is optional but highly recommended for safeguarding your property rights.

What Does Title Insurance Protect Me Against?

Title insurance protects property buyers against past defects in title, such as liens, encumbrances, undisclosed heirs, forgeries, or errors in public records. It ensures your legal claim to the property and defends against potential ownership disputes or financial losses.

Is Title Insurance a Monthly Payment?

No, title insurance is a one-time premium paid at closing. Unlike home insurance, it doesn’t require monthly payments and provides coverage for as long as you own the property.

Can a Title Company Handle Escrow?

Yes, many title companies also offer escrow services. They act as a neutral third party, holding and disbursing funds or documents until the terms of the transaction are met, ensuring a smooth and secure closing process.